Small Business Banking | Checking and Savings - Santander

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Accounts built for your business

Choose from a range of accounts designed to support you in your business objectives. Find the right fit to match
your needs and maintain your business’ momentum.

Business account features

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Flexible

Account options with features to match your business transaction volume and activity.

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Cost-effective

Various ways to waive your Monthly Fee, on both types of business checking accounts.

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Connected

Partnerships to help your business interpret sales data, improve cash management, and more.

Business Checking

The ideal everyday checking solution with an easy to waive Monthly Fee.

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Business Checking Plus

For businesses that can maintain higher balances, get multiple ways to waive the Monthly Fee and more generous transaction allowances at no charge.

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Money Market Savings

An account that puts your business capital to work. You earn an attractive interest rate, plus you can always access your funds when you need them.

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Certificate of Deposit (CD)

Investing in a low risk vehicle, like a Santander Business CD will keep your funds earning with a guaranteed rate for a fixed term.

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Specialty accounts

Complex businesses need tailored solutions – Santander's specialty accounts offer several ways to efficiently manage your cash and accounts. And real estate and law firms benefit from our Interest on Lawyers Trust Accounts (IOLTA) and Escrow accounts

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All the ways we help you bank better

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The flexibility you need to do business while you're busy

We're here to support your unique small business

Forthcoming with our customers, like all banks should be

Deposit with Mobile Check Deposit
Open the Business Mobile Banking App, sign the back of your check, take a picture of it, and your deposit is a go.

Customization and agility
Helping you achieve your business goals and needs by diving deeper into your operations and cash flow, bringing ideas and alternatives to the table.

Fees explained up front
We're honest about the cost of doing business, the same way you are with your customers. no surprises and no sneaky fine print.

Access your digital banking tools
Make deposits or ACH payments, transfer funds, check balances, set different access levels for employees, and more.

Geared toward sustainable success
While we're committed to meeting your needs
today, we also have one eye on the future. We're
here to build on your foundation and fuel growth.

Open communication
Alerts, secure messages, and a dedicated team of small business banking experts to guarantee satisfaction as best we can.

Customized alerts
Enable alerts on account deposit(s), debit(s), low balance, incoming and outgoing wire payments, and more. Refine alert settings to your preferences.

Partnership and guidance
Let us help you navigate the surprising challenges and opportunities that growth brings, whether it's big picture or day-to-day.