Set up your your digital wallet with Apple Pay

Pay with your iPhone, leave your wallet at home

Add your Santander debit or credit Mastercard to your digital wallet devices
so you can pay in-person, online or in app.

Here's how it works:

Set up cards in seconds

1. Open the Wallet app on your iPhone.
2. Tap the Add button in the upper-right hand corner.
3. Snap a picture of your Santander debit or credit Mastercard or enter details manually.

Pay in person, online and in apps.

In Person

Face ID: Double click the side button, glance at the screen, and hold the phone near the reader.
Touch ID: Rest your finger on Touch ID and hold the phone near the reader.

Online and in Apps

Choose Apple Pay at checkout and complete the payment with Face ID or Touch ID.

Enjoy the ease and security

With Face ID and Touch ID, only you or registered users can approve a purchase.
Your card number is never shared with the merchant or stored on your device.

Frequently asked questions

1. What is Apple Pay?

Apple Pay is a payment feature that works with the wallet app on your IOS device that lets you add your Santander credit and debit cards to make purchases. You can use Apple Pay with your iPhone 6 or newer releases of the iPhone or Apple Watch as a wallet at store checkouts. You can also use Apple Pay on your Mac, iPad Air 2, iPad Pro, iPad mini 3, and iPad mini. As you read this, Apple is expanding the devices that work with Apple Pay.
Learn more about apple pay: apple.com/apple-pay

2. How do I set up Apple Pay?

It’s simple. Just add a Santander credit or debit card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac and iPad. See how to add a card here. apple.com/apple-pay

3. How secure is Apple Pay?

Apple Pay is safer than using a physical credit or debit card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card numbers to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order – such as your name, email address, and bill and shipping addresses. For more on Apple Pay security: apple.com/apple-pay

4. Where can I use my Apple Pay?

At stores and more. Apple pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and whenever you want. If you’re not sure, ask. Apple Pay works anywhere that takes contactless payments – from vending machines and grocery stores to taxis and subway stations.

5. Does it cost anything to use Apple Pay?

Santander Bank does not charge for Apple Pay. It does require an active data plan. Depending upon your wireless plan and your carrier’s offering, additional message and data charges may apply. Santander does not charge any fees to add your credit or debit card to Apple Pay. Your credit card terms, and conditions and your debit card Deposit Account agreement will apply for purchases.

¹Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc.
²Google Pay, Android, Google Play, and the Google Logo are trademarks of Google LLC.
³2022 Samsung Pay is a trademark of Samsung Electronics Co. Ltd. use only in accordance with law.

apple-pay - Santander

It’s the contactless, secure and easy way to pay.

Whether it’s Apple Pay®1, Google Pay™2 or Samsung Pay®3, add your Santander® debit or credit Mastercard® to your digital wallet so you can pay in-person, online or in app.